Cars cost money to buy, money to own, and money to run. So anywhere you can save deserves closer inspection. With First Option’s Motor Vehicle Insurance, you can relax and enjoy the drive, knowing that should anything happen, you can be back on the road without major expense or hassles.
Competitive, Convenient cover backed by QBE
Motor Vehicle Insurance is one of a comprehensive range of insurance solutions offered through our association with QBE Insurance. Founded in 1886, QBE is one of Australia’s leading insurers. It’s because of QBE’s experience, security and strength – as well as its prompt, efficient and friendly claims service – that we’ve made it our general insurance provider. This partnership enables us to deliver First Option members quality and value in insurance products, with the added convenience of having everything under the same roof.
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You have a range of cover options, depending on your own circumstances and those of others likely to drive your car.
For new cars, a new car replacement option
Insure your brand new car with QBE within 2 years of purchase, and if it’s written off within the first four years of ownership or 100,000kms, whichever comes first, it’ll be replaced with a new one (conditions apply).
A number of ways to save
With First Option there are various ways to enjoy discounts on your premium.
- A choice of Excess - Your excess is the initial amount you have to pay yourself if you make a claim, and we offer variable excess. The higher the excess you choose, the lower the premium you’ll pay.
- Multi-policy discount - Once you have one MemberCare insurance policy with us, we’ll give you a discount on each additional MemberCare policy#
- No claim bonus - If you’ve been claim-free for a period of 12 months upward, you may qualify for a no-claim bonus of up to 60% off the base premium.
|Summary of Benefits|
Easy to arrange, simple to claim
The convenience of having Motor Insurance under the same roof as your financial services isn’t the only way we make life easier. From making your application to making a claim, First Option ensures things are as straightforward as possible. You can apply online, by phone, or at any branch. Flexible payment options include fortnightly, monthly or annual direct debit or credit card payments (excluding Diners Club). If you do need to make a claim, we won’t make you wade through paperwork. QBE have a 24-hour emergency claims number, and in most cases, you need just provide details over the phone.
Terms, conditions and acceptance criteria apply. Cover limits apply as set out in the policy wording. This material does not take into account your personal needs, objectives and financial circumstances and you should consider whether it is appropriate for you. Please read the Product Disclosure Statement to decide if a product is right for you
# Multi-policy discount is available on your first policy after renewal and is only available for Home, Landlords and Motor Vehicle policies that are purchased through the same financial institution
Insurance issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 AFS Licence 239 545.