Savings & Investment Rates

Attention: open in a new window. Print

Our interest rates have been designed with you in mind - our members.

We offer high savings and investment rates as we do not have shareholders taking a percentage of our profits. Any profits we make are returned to you through better products, more competitive rates and lower fees.

Apply Online Enquire
Savings Accounts Interest Rate
Bonus Saver Account  
$1 - $1,999 1.80% pa**
$2,000 - $24,999 1.90% pa**
$25,000+ 2.00% pa**
Bonus interest rate 1.80% pa
iT Saver  
$1 - $1,999 0.25% pa
$2,000+ 1.60% pa
Kids Bonus Saver Account  
$1 - $5,000 3.00% pa#
- Base rate ($1 - $5,000) 0.15% pa
- Bonus rate ($1 - $5,000) 2.85% pa
Portion over $5,000 1.00% pa#
- Base rate (portion over $5,000) 0.15% pa
- Bonus rate (portion over $5,000) 0.85% pa
Super Cash Hub  
$1 - $4,999 0.25% pa
$5,000+ 1.60% pa
Business Cash Hub  
$1 - $4,999 0.25% pa
$5,000+ 1.50% pa
Christmas Saver Account  
$1+ 1.75% pa
Cash Management Account  
$1 - $4,999 0.10% pa
$5,000 - $24,999 0.15% pa
$25,000 - $49,999 0.30% pa
$50,000 - $99,999 1.20% pa
$100,000 - $249,999 1.40% pa
$250,000+ 1.50% pa
Budget Saver Account  
$1 - $499 0.25% pa
$500 + 0.25% pa
GST / Tax Saver Account  
$1+ 0.25% pa
Special Purpose Account  
$1 - $499 0.25% pa
$500 + 0.25% pa
Access Accounts Interest Rate
Access Saver Account  
$1+ 0.05% pa
Smart Start Access Saver Account  
$1+ 2.10% pa
Retirement Access Saver*  
$1 - $50,000 1.25% pa
$50,000+ 1.75% pa
Mortgage Offset Account  
$1+ 100% Offset
Fixed Term Deposits $500 -
$24,999
$25,000 -
$99,999
$100,000 -
$249,999
$250,000+
3 Month Fixed Term 2.05% pa 2.15% pa 2.20% pa 2.25% pa
6 Month Fixed Term 2.15% pa 2.25% pa 2.35% pa 2.50% pa
9 Month Fixed Term 2.25% pa 2.35% pa 2.45% pa 2.55% pa
12 Month Fixed Term 2.45% pa 2.55% pa 2.65% pa 2.75% pa
24 Month Fixed Term 2.65% pa 2.75% pa 2.85% pa 3.00% pa
Regular Income Term Deposits $25,000 -
$99,999
$100,000 -
$249,999
$250,000+
6 Month Fixed Term 2.15% pa 2.25% pa 2.40% pa
12 Month Fixed Term 2.35% pa 2.45% pa 2.55% pa
24 Month Fixed Term 2.55% pa 2.65% pa 2.80% pa

Government Deposit Guarantee

* Account is only available to Members receiving a Government pension/allowance and Members aged 65 and over.
** This rate applies when bonus interest is applied. For this to apply a minimum deposit of $100.00 per month is required and no withdrawals are permitted during the month.
# These rates apply when bonus conditions are met - a minimum deposit of $5.00 per month and no withdrawals during the month.
Interest rates can be changed at any time without notice.