Apply Loan / Overdraft

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Applying for a Loan or Overdraft at First Option is quick and easy.

You will need:

  • To be 18 years of age or over
  • Australian Residency
  • A permanent regular income and a stable job

What you should have on hand:

  • Proof of income
  • Proof of identity
  • Employment details
  • Asset and liability information
Apply Online Enquire
  Application forms in PDF

If you don't want to apply online, we also have forms in PDF. Download, complete and return to First Option.

Need Help?

Not sure about which loan is right for you? Fill in our Quick Loan enquiry form and we will contact you.
And if you need help with your application, give us a call or send us an email.

Key Fact Sheets

  More Information

Please note:

  • First Option will do a credit check as part of the assessment process.
  • You do not need to be a current Member of First Option to submit a Loan Application.
  • If your loan is approved, you will automatically become a Member when the loan is funded.
  • A $2.00 membership share will be debited from your access account.