About Us

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Who is First Option?

First Option Credit Union is a Member-owned financial institution. For over 50 years, we have provided banking products and services that put people before profit. We combine traditional service with modern technology to provide the best experience for Members. At First Option, your money works harder for you, and you become more knowledgeable about money. We call that being "money happy".

How is First Option different?

Banks exist to maximise profits for shareholders. Great news for shareholders, but not so great for their customers. By contrast, First Option belongs to its Members, so that profits are reinvested into the business to deliver greater value to Members. This benefits all Members, rather than a small group of shareholders. Consequently, First Option can offer better interest rates and fairer fees than most of our competitors. In fact, many of our Members do not pay any fees at all. So if you want to feel special and not be treated like a number, say goodbye to the big banks and join the First Option family.

Who can join First Option?

First Option has a long and trusted history of serving the employees, families and contractors of some of Australia’s most successful companies. However, anyone with an affinity with First Option can apply for membership and become money happy.

Become a Member today

If you'd like to take advantage of our superior service, fairer fees and competitive interest rates, join the organisation that wants to make you money happy.

  • Great credit union. Always go out of their way to help. I’ve been with them since my credit union merged with them many years ago. You always get a real person and real advice, no strings attached.

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