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Car Loan Special Offer

With a deal like this, you'll always drive happy. Applies to new or used cars, and you can even re-finance your existing loan with another bank.

But be speedy. This offer won't last long.

6.99% pa*
fixed for 5 years comparison rate#

  • Loan admin fee waived
  • No monthly fees
  • No penalty for extra or early repayments
  • Free loan pre-approval
  • Free car buying service – no salesmen!


Apply Online 

  • The thing I like about First Option is the NO hidden costs, NO ongoing fees, superb LOW rates and the flexibility to pay off the loan in advance without any cost is absolutely amazing.

    Read on

 Additional Product Info

* Eligibility criteria, terms and conditions, fees and charges apply. Available for cars up to 10 years old. Cars over 10 years old will be considered on a case by case basis. This offer may be withdrawn at any time.

# Comparison rate based on $30,000 secured loan over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

First Option Credit Union Limited ABN 95 087 650 735, Australian Credit Licence no. 236 509.