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Drive Happy with 6.45% pa* fixed for 7 years

Applies to both new and used cars up to 7 years old. You can even refinance your existing loan from another bank.

6.45% pa*
fixed for 7 years


6.69% pa
comparison rate#

  • No monthly fees
  • Make extra repayments without penalty
  • Free car buying service – no salesmen!
  • Free loan pre-approval
  • Redraw facility


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  • The thing I like about First Option is the NO hidden costs, NO ongoing fees, superb LOW rates and the flexibility to pay off the loan in advance without any cost is absolutely amazing.

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  Additional Product Info

* Eligibility criteria, terms and conditions, fees and charges apply. Available for cars up to 7 years old. Cars over 7 years old will be considered on a case by case basis.

# Comparison rate based on $30,000 secured loan over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

First Option Credit Union Limited ABN 95 087 650 735, Australian Credit Licence no. 236 509.