Our accounts have competitive interest rates, plus we don't charge account keeping fees!
Budget Saver account
Keep on top of your budget with our Budget Saver Account. Your budget overdraft is specifically designed around your expenses so you will never be short when your big bills arrive.
|
Up to 0.50% pa interest rate View our interest tiers |
![]() |
Additional Key Features
| FEATURES | |
| Interest | Calculated daily, paid monthly |
| Monthly Account Keeping / Fees | No |
| Automatic Deposits (salary / account) | Yes |
| ATM & EFTPOS Access | No |
| BPAY | Yes - Internet Banking & PhoneLink |
| External Funds Transfer | Yes - Internet Banking |
iT Saver account
The iT Saver is an online savings account that is designed to help you earn maximum interest with a minimum of fuss. Enjoy 24x7 access via internet and Telephone transfer.
|
Up to 4.75% pa interest rate View our interest tiers |
![]() |
Additional Key Features
| FEATURES | |
| Interest | Calculated daily, paid monthly |
| Monthly Account Keeping / Fees | No |
| Automatic Deposits (salary / account) | Yes |
| ATM & EFTPOS Access | No |
| BPAY | Yes - Internet Banking & PhoneLink |
| External Funds Transfer | Yes - Internet Banking |
Kids Bonus Saver account
The First Option Kids Bonus Saver is designed to encourage your children to develop a regular savings pattern. This will help them in later life by teaching them to save for the things they need.
|
Up to 5.00% pa interest rate View our interest tiers |
![]() |
Additional Key Features
| FEATURES | |
| Interest | Calculated daily, paid monthly |
| Monthly Account Keeping / Fees | No |
| Automatic Deposits (salary / account) | Yes |
| ATM & EFTPOS Access | No |
| BPAY | Yes - Internet Banking & PhoneLink |
| External Funds Transfer | Yes - Internet Banking |
Christmas Saver account
Be ready for next Christmas. Automatically transfer funds to your Christmas Saver Account each pay period and earn good interest on your money. Limited access will ensure your funds are still there when Christmas comes around.
|
3.00% pa interest rate |
![]() |
Additional Key Features
| FEATURES | |
| Interest | Calculated daily, paid monthly |
| Funds Available | From 1 Nov to 31 Jan each year * |
| Monthly Account Keeping / Fees | No |
| Automatic Deposits (salary / account) | Yes |
* Early withdrawal fee applicable when funds are withdrawn between 1 Feb and 31 Oct each year. See Fees and Charges schedule for details.
Bonus Saver account
This account offers higher interest rates for the serious saver with some restrictions on accessing your funds to help you save.
|
Up to 5.25% pa interest rate View our interest tiers |
![]() |
Additional Key Features
| FEATURES | |
| Interest | Calculated daily, paid monthly |
| Bonus Interest Terms | Bonus interest paid if: You don't make any withdrawals during the month; AND You deposit at least $100 per month |
| Monthly Account Keeping / Fees | No |
| Automatic Deposits (salary / account) | Yes |
| ATM & EFTPOS Access | No |
| BPAY | Yes - Internet Banking & PhoneLink |
| External Funds Transfer | Yes - Internet Banking |
cash management account
This account offers great at-call interest rates. This is an ideal account to deposit money from the sale of a car or house - or just for longer term money management.
|
Up to 4.75% pa interest rate View our interest tiers |
![]() |
Additional Key Features
| FEATURES | |
| Interest | Calculated daily, paid monthly |
| Monthly Account Keeping / Fees | No |
| Automatic Deposits (salary / account) | Yes |
| ATM & EFTPOS Access | No |
| BPAY | Yes - Internet Banking & PhoneLink |
| External Funds Transfer | Yes - Internet Banking |
Special Purpose account
Are you saving money for a special occasion or a treat? This account allows you to put money away on a regular basis to help you reach your goal sooner.
|
Up to 0.50% pa interest rate View our interest tiers |
![]() |
Additional Key Features
| FEATURES | |
| Interest | Calculated daily, paid monthly |
| Monthly Account Keeping / Fees | No |
| Automatic Deposits (salary / account) | Yes |
| ATM & EFTPOS Access | No |
| BPAY | Yes - Internet Banking & PhoneLink |
| External Funds Transfer | Yes - Internet Banking |
GST / Tax Saver account
By setting up a GST / Tax Saver account, you will never find yourself short at tax or BAS time. Simply transfer your GST and Tax payment amounts to stay on top of your finances.
|
0.50% pa interest rate |
![]() |
Additional Key Features
| FEATURES | |
| Interest | Calculated daily, paid monthly |
| Monthly Account Keeping / Fees | No |
| Automatic Deposits (salary / account) | Yes |
| ATM & EFTPOS Access | No |
| BPAY | Yes - Internet Banking & PhoneLink |
| External Funds Transfer | Yes - Internet Banking |
More Information
Apply
Questions?







