Our interest rates have been designed with you in mind - our members.
We offer high savings and investment rates as we do not have shareholders taking a percentage of our profits. Any profits we make are returned to you through better products, more competitive rates and lower fees.
| Savings Accounts | Interest Rate |
| Access Saver Account $1+ |
0.05 % p.a. |
| GST / Tax Saver Account $1+ |
0.50 % p.a. |
| Budget Saver Account $1 - $499 $500 + |
0.25 % p.a. 0.50 % p.a. |
| iT Saver $1 - $1,999 $2,000+ |
0.25 % p.a. 4.75 % p.a. |
| Kids Bonus Saver Account $1+ Bonus interest rate |
5.00 % p.a. 4.00 % p.a.# |
| Mortgage Offset Account $1+ |
100% Offset |
| Special Purpose Account $1 - $499 $500 + |
0.25 % p.a. 0.50 % p.a. |
| Christmas Saver Account $1+ |
3.00 % p.a. |
| Deeming Account (Joint) * $1 - $74,400 $74,400+ |
3.00 % p.a. 4.50 % p.a. |
| Deeming Account (Single) * $1 - $44,600 $44,600+ |
3.00 % p.a. 4.50 % p.a. |
| Bonus Saver Account $1 - $1,999 $2,000 - $24,999 $25,000+ Bonus interest rate |
4.75 % p.a.** 5.05 % p.a.** 5.25 % p.a.** 4.75 % p.a. |
| Cash Management Account $1 - $4,999 $5,000 - $24,999 $25,000 - $49,999 $50,000 - $99,999 $100,000 - $249,999 $250,000+ |
1.50 % p.a. 2.00 % p.a. 3.00 % p.a. 4.00 % p.a. 4.25 % p.a. 4.75 % p.a. |
| Fixed Term Deposits |
$500 - $24,999 |
$25,000 - $99,999 |
$100,000 - $249,999 |
$250,000+
|
| 3 Month Fixed Term | 5.25 % p.a. | 5.25 % p.a. | 5.25 % p.a. | 5.25 % p.a. |
| 6 Month Fixed Term | 4.85 % p.a. | 4.85 % p.a. | 4.85 % p.a. | 4.85 % p.a. |
| 9 Month Fixed Term | 4.95 % p.a. | 4.95 % p.a. | 4.95 % p.a. | 4.95 % p.a. |
| 12 Month Fixed Term | 5.05 % p.a. | 5.05 % p.a. | 5.05 % p.a. | 5.05 % p.a. |
| 24 Month Fixed Term | 5.15 % p.a. | 5.15 % p.a. | 5.15 % p.a. | 5.15 % p.a. |
| Regular Income Term Deposit |
$25,000 - $99,999 |
$100,000 - $249,999 |
$250,000+
|
| 6 Month Fixed Term | 4.75 % p.a. | 4.75 % p.a. | 4.75 % p.a. |
| 12 Month Fixed Term | 4.85 % p.a. | 4.85 % p.a. | 4.85 % p.a. |
| 24 Month Fixed Term | 4.95 % p.a. | 4.95 % p.a. | 4.95 % p.a. |
More Information
Apply
Apply for a Savings or Investment Account 
Questions?
If you have any questions, please contact us 
* Account is only available to Members receiving an eligible Pension – please contact us to see if you qualify
** This rate applies when bonus interest is applied. For this to apply a minimum deposit of $100.00 per month is required and no withdrawals are permitted during the month.
# This rate applies when bonus interest is applied. For this to apply a minimum deposit of $5.00 per month is required and no withdrawals are permitted during the month.
