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Savings / Investment Interest Rates

Our interest rates have been designed with you in mind - our members.

We offer high savings and investment rates as we do not have shareholders taking a percentage of our profits. Any profits we make are returned to you through better products, more competitive rates and lower fees.

Savings Accounts Interest Rate
Access Saver Account
$1+
0.05 % p.a.
GST / Tax Saver Account
$1+
0.75 % p.a.
Budget Saver Account
$1 - $499
$500 +
0.50 % p.a.
0.75 % p.a.
Mortgage Offset Account
$1+
100% Offset
Special Purpose Account
$1 - $499
$500 +
0.50 % p.a.
0.75 % p.a.
Christmas Saver Account
$1+
2.50 % p.a.
Deeming Account (Joint) *
$1 - $6,820
$6,820 +
2.00 % p.a.
3.00 % p.a.
Deeming Account (Single) *
$1 - $41,000
$41,000 +
2.00 % p.a.
3.00 % p.a.
Bonus Saver Account
$1 - $4,999
$5,000 - $24,999
$25,000 - $49,999
$50,000 - $99,999
$100,000 - $249,999
$250,000+
Bonus interest rate
3.25 % p.a.**
3.50 % p.a.**
3.75 % p.a.**
4.00 % p.a.**
4.25 % p.a.**
4.50 % p.a.**
3.25 % p.a.
Cash Management Account
$1 - $4,999
$5,000 - $24,999
$25,000 - $49,999
$50,000 - $99,999
$100,000 - $249,999
$250,000+
1.00 % p.a.
1.50 % p.a.
2.50 % p.a.
3.50 % p.a.
3.75 % p.a.
4.25 % p.a.

Fixed Term Deposits $500 - $4,999 $5,000 - $24,999 $25,000 - $49,999 $50,000 - $99,999 $100,000 - $249,999 $250,000+
3 Month Fixed Term 1.75 % p.a. 4.50 % p.a. 5.10 % p.a. 5.10 % p.a. 5.10 % p.a. 5.10 % p.a.
6 Month Fixed Term 2.00 % p.a. 5.00 % p.a. 6.00 % p.a. 6.00 % p.a. 6.00 % p.a. 6.00 % p.a.
9 Month Fixed Term 2.00 % p.a. 4.75 % p.a. 4.75 % p.a. 4.75 % p.a. 5.00 % p.a. 5.00 % p.a.
12 Month Fixed Term 5.15 % p.a. 6.25 % p.a. 6.25 % p.a. 6.25 % p.a. 6.50 % p.a. 6.75 % p.a.
24 Month Fixed Term 6.05 % p.a. 6.05 % p.a. 6.05 % p.a. 6.05 % p.a. 6.05 % p.a. 6.05 % p.a.

Regular Income Term Deposit $25,000 - $49,999 $50,000 - $99,999 $100,000 - $249,999 $250,000+
6 Month Fixed Term 5.90 % p.a. 5.90 % p.a. 5.90 % p.a. 5.90 % p.a.
12 Month Fixed Term 6.05 % p.a. 6.05 % p.a. 6.30 % p.a. 6.55 % p.a.
24 Month Fixed Term 5.85 % p.a. 5.85 % p.a. 5.85 % p.a. 5.85 % p.a.

 

More Information

 

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Questions?

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* Account is only available to Members receiving an eligible Pension – please contact us to see if you qualify

** This rate applies when bonus interest is applied. For this to apply a minimum deposit of $100.00 per month is required and no withdrawals are permitted during the month.