payWave now with your First Option Credit Card
First Option is proud to launch its own branded Visa Credit Card - with the added benefit of Visa payWave for faster transactions under $100.
You also have access to our Cash Rewards program, where cash is automatically credited to a special First Option savings account at the end of each month. No need to claim rewards or worry about expiry dates.
Here are a few more reasons to apply for a First Option Visa Credit Card:
- No joining fee for rewards program
- No application fee
- No annual fee (low monthly fee applies)
- No charge for additional cardholders
- Can be linked to both your Access Saver and Credit Card account
- Worldwide access - enjoy online shopping!
- Up to 45 days interest free on purchases
Members who get a new (or renewal) First Option Visa Credit Card will automatically have the new payWave facility. If you do not have one, it’s easy to apply.

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