For a limited time only, First Option has a special home loan offer of 5.99%pa* fixed for the first 9 months, followed by a low ongoing rate that's a 0.35% discount off our standard variable rate - if you choose the Packaged Home Loan. (Comparison rate 6.99%#)
Our new Packaged Home Loan gives you a range of benefits and savings, all for a low annual fee:
- free and unlimited nab and rediATM transactions
- free and unlimited EFTPOS transactions
- pre-approved 'Cash Rewards' Visa Credit Card (up to $5,000) with no monthly fee
- 50% discount off Credit Union fees charged for Foreign Exchange/Currency services
- Mortgage Insurance discount of 5%
- Free consultation with Bridges Financial Planning
- Free corporate cheques
Plus, you also receive all the standard features of a First Option home loan.
But hurry - this special offer ends when we lend out $10 million!
Apply today
Apply for a home loan 
Want to know more?
- Read our Product Profile
- Use our Home Loan Calculators
Questions?
If you have any questions, please contact us 
Terms and conditions
- Lending criteria apply.
- Fees, charges and terms and conditions apply.
- Stamp duty and government charges may apply.
- Offer effective from 1 Feb 2012 and can be withdrawn at any time.
- Any legal and valuation fees will be charged at cost
- Once the fixed period ends, the Packaged Home Loan will revert to a discounted variable rate. See Interest Rate page for details.
- The above products are provided by First Option Credit Union Limited ABN 95 087 650 735 AFSL/ACL No. 236 509.
# Comparison rates are calculated on a loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.