Home & Investment loans

Choosing the right home is hard enough, let us take the hassle out of getting finance. We have a variety of Home & Investment Loans to suit your needs.

Home & investment loans with all the bells & whistles No monthly account keeping fees Extra repayments and redraws without penalty

From 6.91% pa interest rate 6.97% pa* comparison rate

Personal loans

Whether you’re planning a holiday, buying shares or consolidating your debts, we have a loan to suit your needs. With a fixed or variable interest rate and no application or monthly fees, the choice is easy.

No penalty for extra/early repayments Flexible repayment methods Highly competitive interest rates

From 10.25% pa interest rate 10.25% pa** comparison rate

Car loans

Whether it’s a new car you're looking for or a “pre-loved” car, First Option can assist with your purchase. Get your car loan approved in advance and make sure you drive a bargain.

No fees from First Option Highly competitive interest rates Flexible repayment options

From 10.00% pa interest rate 10.00% pa** comparison rate

Overdrafts

An overdraft acts as a 'safety net' at those times of the year when your expenses are at their peak and can be an essential part of your budgeting strategy. With easy access to funds, an overdraft is a great way to manage your money.

Competitive, low interest rates No application or monthly fees Access funds with your Visa Debit or Redicard

From 7.91% pa interest rate

Visa Credit Card

A credit card can assist with any unexpected finances, be used overseas or for telephone and internet purchases. Your available credit is on-going and offered at a low and competitive interest rate.

Up to 45 days interest free on purchases No application fee Competitive, low interest rate

From 13.30% pa interest rate

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_{* Home Loan comparison rates are calculated on a loan amount of $150,000 over a term of 25 years
** Personal & Car Loan comparison rates are calculated on a loan amount of $30,000 over a term of 5 years}

_{WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.}