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Visa Credit Card - Cash Rewards

First Option’s Visa 'Cash Rewards' Credit Card gives you all the benefits of our standard Credit Card and you earn points which can be redeemed for cash rewards.
  • For every $1 spent you earn 1 reward point
  • 200 reward points = $1 cash reward
  • Up to 45 days interest free on purchases
  • Low monthly fee (no annual fee)
15.99% pa
interest rate
apply

Additional Key Features

FEATURE  
Minimum limit $500
Application fee Nil
Monthly fee $3.00
Cash advances Yes
Choice of accounts Your Visa Credit Card is automatically linked to both your Access Saver and credit card accounts. You can switch between the two, depending on whether you want to use your savings or credit.
Access The Visa Credit Card can be used worldwide at any ATM or point of sale displaying the Visa symbol. The Credit Card can also be used over the telephone or online.
Statements Monthly
 

More Information

 

Visa Credit Card - Standard

First Option Credit Union’s VISA Credit Card is a traditional credit card, providing you with an additional line of credit beyond your own savings. A credit card can assist with any unexpected finances, be used overseas or for telephone and internet purchases. Your line of credit is on-going and offered at a competitive low interest rate.
  • Up to 45 days interest free on purchases
  • No application fee
  • Competitive, low interest rate
13.49% pa
interest rate
apply

Additional Key Features

FEATURE  
Minimum limit $500
Application fee No
Monthly fee $1.50
Cash advances Yes
Choice of accounts Your Visa Credit Card is automatically linked to both your Access Saver and credit card accounts. You can switch between the two, depending on whether you want to use your savings or credit.
Access The Visa Credit Card can be used worldwide at any ATM or point of sale displaying the Visa symbol. The Credit Card can also be used over the telephone or online.
Statements Monthly
 

More Information

 

Apply

Apply for a Visa Credit Card Apply Now

Questions?

If you have any questions, please contact us Enquire Now