First Option personal loans give you the flexibility of realising your dreams - renovate your house, landscape the garden, take a much-needed break ... it's your choice!
Personal Loan
Whatever it is you want, a plasma TV, a holiday or even home renovations - we can help you get it.
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From 13.55% pa interest rate From 13.55% pa* comparison rate |
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Additional Key Features
| FEATURE | |
| Minimum amount | $1,000 |
| Loan period | up to 7 years |
| Repayments | Weekly, fortnightly or monthly |
| Interest charges | Interest calculated daily, charged monthly |
| Application fee | Nil |
| Account keeping fees | Nil |
| Variable and lump sum repayments | Yes |
| Early repayments without penalty | Yes |
Fixed Interest Personal Loan
Provides you with the peace of mind that comes from knowing that your rates and repayments remain the same for a fixed period of up to 3 years.
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Up to 11.75% pa interest rate Up to 11.75% pa* comparison rate View interest tiers |
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Additional Key Features
| FEATURE | |
| Minimum amount | $1,000 |
| Loan period | up to 7 years |
| Repayments | Weekly, fortnightly or monthly |
| Interest charges | Interest calculated daily, charged monthly |
| Application fee | Nil |
| Account keeping fees | Nil |
| Variable and lump sum repayments | Yes |
| Early repayments without penalty | Yes |
More Information
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Apply for a Personal Loan 
Questions?
If you have any questions, please contact us 
* Comparison rates are calculated on a loan amount of $15,000 over a term of 4 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. View our comparison rate schedule.
