Unsecured Overdraft
An unsecured overdraft can help at those times when your expenses are at their highest. All deposits into your Access Saver account, automatically reduce any overdraft amount. You can use a Visa Debit Card or Redicard to easily access your funds.
Why not consider a budget saver account with an overdraft specifically tailored to cover your expected expenses? Visit our Savings Accounts page for further information.
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From 13.80% pa interest rate |
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Additional Key Features
| FEATURE | |
| Minimum amount | $500 |
| Overdraft period | Ongoing |
| Repayments | Weekly, fortnightly or monthly |
| Interest charges | Interest calculated daily, charged monthly |
| Account keeping fees | No |
| Withdrawals | Link to your Access Saver Account and access via your Visa Debit or Redicard at ATMs, EFTPOS terminals and via Bank@Post, cheque book, direct debits, BPAY and at First Option branches |
| Deposits | Deposit into your Access Saver Account via Bank@Post with your Visa Debit or Redicard and through payroll allocation, mail, Direct Credit and at First Option branches. All deposits to your overdraft account automatically reduces any outstanding balance |
Mortgage Secured Overdraft
An overdraft acts as a 'safety net' at those times of the year when your expenses are at their peak and can be an essential part of your budgeting strategy. Use your property as security for your overdraft and enjoy the benefits of our competitive low interest rate. You can use a Visa Debit Card or Redicard to easily access your funds.
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From 7.91% pa interest rate |
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Additional Key Features
| FEATURE | |
| Minimum amount | $500 |
| Overdraft period | Ongoing |
| Repayments | Weekly, fortnightly or monthly |
| Interest charges | Interest calculated daily, charged monthly |
| Account keeping fees | No |
| Withdrawals | Link to your Access Saver Account and access via your Visa Debit or Redicard at ATMs, EFTPOS terminals and via Bank@Post, cheque book, direct debits, BPAY and at First Option branches |
| Deposits | Deposit into your Access Saver Account via Bank@Post with your Visa Debit or Redicard and through payroll allocation, mail, Direct Credit and at First Option branches. All deposits to your overdraft account automatically reduces any outstanding balance |
More Information
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Apply for an Overdraft 
Questions?
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