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Home & Investment Loans
We understand that buying a home is probably the most important - and expensive - purchase you'll ever make. Take away some of the hassle with one of our flexible home loans.

Packaged Home Loan

Enjoy a discounted rate and a range of real benefits and savings. Suitable for members wanting to borrow $150,000 and over.

  • Discounted rate
  • Redraw available
  • Offset account available
 6.71% pa
interest rate

7.08% pa*
comparison rate		 apply

Additional Package Benefits

PACKAGE BENEFITS  
  • Pre-approved 'Cash Rewards' Visa Credit Card (up to $5,000) with no monthly fee
  • 50% discount off Credit Union fees charged for Foreign Exchange/Currency services
  • Free and unlimited ATM transactions using rediATMs and nab ATMs
  • Free and unlimited EFTPOS transactions
  • Free corporate cheques
  • Free consultation with Bridges Financial Planning
  • 5% discount off Mortgage Insurance

Additional Key Features

FEATURE  
Minimum amount $150,000
Maximum amount 80% of property value;
95% of property value with mortgage insurance
Loan period up to 30 years
Repayments Weekly, fortnightly or monthly
Interest charges Interest calculated daily, charged monthly
Application fees Nil
Account keeping fees Annual fee $375
Variable and lump sum repayments Yes
Early repayments without penalty Yes
Redraw facility Yes
 

standard home & Investment loan

A fully featured loan at a great rate. Real flexibility so you can manage your mortgage as you choose.

  • No monthly account keeping fees
  • Extra repayments and redraws without penalty
  • Option to fix your rate for up to 3 years
 7.06% pa
interest rate

7.12% pa*
comparison rate		 apply

Additional Key Features

FEATURE  
Minimum amount $5,000
Maximum amount 80% of property value;
95% of property value with mortgage insurance (90% for investment loans)
Loan period up to 30 years
Repayments Weekly, fortnightly or monthly
Interest charges Interest calculated daily, charged monthly
Application fees Nil
Account keeping fees Nil
Variable and lump sum repayments Yes
Early repayments without penalty Yes
Redraw facility Yes
 

construction loan

As your circumstances change, so does your housing needs. Build your new dream home or bring your existing home up-to-date with one of our construction loans.

  • Progressive draw-downs
  • No monthly account keeping fees
  • Competitive, low interest rate
 7.06% pa
interest rate

7.19% pa*
comparison rate		 apply

Additional Key Features

FEATURE  
Minimum amount $5,000
Maximum amount 80% of property value;
95% of property value with mortgage insurance
Loan period up to 30 years
Repayments Weekly, fortnightly or monthly
Interest charges Interest calculated daily, charged monthly
Account keeping fees Nil
Variable and lump sum repayments Yes
Early repayments without penalty Yes
Redraw facility Yes
 

interest only

Whether you need to reduce your home loan repayments to fund a renovation or are an investor planning to sell your property, an interest only loan can help you free up the funds you need.

  • Available for up to 10 years
  • Only pay repayments of interest amount
  • Flexible repayments and redraws without penalty
 7.06% pa
interest rate

7.11% pa*
comparison rate		 apply

Additional Key Features

FEATURE  
Minimum amount $5,000
Maximum amount 80% of property value;
95% of property value with mortgage insurance (90% for investment loans)
Loan period up to 30 years
Repayments Weekly, fortnightly or monthly
Interest charges Interest calculated daily, charged monthly
Application fees Nil
Account keeping fees Nil
Early repayments without penalty Yes
Redraw facility Yes
 

Bridging Loan

Finance to purchase or build your new home even if you haven't yet finalised the sale of your existing home.

  • Buy your new home before finalising sale of existing
  • Short term interest only loan
  • Don't miss out on your dream home!
 7.06% pa
interest rate

7.12% pa*
comparison rate		 apply

Additional Key Features

FEATURE  
Minimum amount $5,000
Maximum amount 80% of property value;
Up to 95% of property value with mortgage insurance
Loan period up to 12 months
Repayments Weekly, fortnightly or monthly
Interest charges Interest calculated daily, charged monthly
Account keeping fees Nil
Early repayments without penalty Yes
 

More Information

 

Apply

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Questions?

If you have any questions, please contact us Enquire Now

* Comparison rates are calculated on a loan amount of $150,000 over a term of 25 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.