standard home & Investment loan
A fully featured loan at a great rate. Real flexibility so you can manage your mortgage as you choose.
|
6.91% pa interest rate 6.97% pa* comparison rate |
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Additional Key Features
| FEATURE | |
|---|---|
| Minimum amount | $5,000 |
| Maximum amount | 80% of property value; 95% of property value with mortgage insurance (90% for investment loans) |
| Loan period | up to 30 years |
| Repayments | Weekly, fortnightly or monthly |
| Interest charges | Interest calculated daily, charged monthly |
| Application fees | Nil |
| Account keeping fees | Nil |
| Variable and lump sum repayments | Yes |
| Early repayments without penalty | Yes |
| Redraw facility | Yes |
construction loan
As your circumstances change, so does your housing needs. Build your new dream home or bring your existing home up-to-date with one of our construction loans.
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6.91% pa interest rate 7.05% pa* comparison rate |
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Additional Key Features
| FEATURE | |
|---|---|
| Minimum amount | $5,000 |
| Maximum amount | 80% of property value; 95% of property value with mortgage insurance |
| Loan period | up to 30 years |
| Repayments | Weekly, fortnightly or monthly |
| Interest charges | Interest calculated daily, charged monthly |
| Account keeping fees | Nil |
| Variable and lump sum repayments | Yes |
| Early repayments without penalty | Yes |
| Redraw facility | Yes |
interest only
Whether you need to reduce your home loan repayments to fund a renovation or are an investor planning to sell your property, an interest only loan can help you free up the funds you need.
|
6.91% pa interest rate 6.96% pa* comparison rate |
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Additional Key Features
| FEATURE | |
|---|---|
| Minimum amount | $5,000 |
| Maximum amount | 80% of property value; 95% of property value with mortgage insurance (90% for investment loans) |
| Loan period | up to 30 years |
| Repayments | Weekly, fortnightly or monthly |
| Interest charges | Interest calculated daily, charged monthly |
| Application fees | Nil |
| Account keeping fees | Nil |
| Early repayments without penalty | Yes |
| Redraw facility | Yes |
Bridging Loan
Finance to purchase or build your new home even if you haven't yet finalised the sale of your existing home.
|
6.91% pa interest rate 6.99% pa* comparison rate |
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Additional Key Features
| FEATURE | |
|---|---|
| Minimum amount | $5,000 |
| Maximum amount | 80% of property value; Up to 95% of property value with mortgage insurance |
| Loan period | up to 12 months |
| Repayments | Weekly, fortnightly or monthly |
| Interest charges | Interest calculated daily, charged monthly |
| Account keeping fees | Nil |
| Early repayments without penalty | Yes |
More Information
- Read our Home and Investment Loans product profile
- Read our Mortgage Offset Account product profile

- Read our Cash Secured Loans product profile

- Read our Reverse Mortgage product profile

- View our rates and fees
- Want to know how much can you borrow? Use one of our loan calculators
- More questions? Check out our FAQs
- Protect yourself with Loan Repayment Insurance
- Read our guide to buying a home
Apply
Apply for a Home & Investment Loan 
Questions?
If you have any questions, please contact us 
* Comparison rates are calculated on a loan amount of $150,000 over a term of 25 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.





