Your home is probably your most important asset and its contents are equally valuable. Doesn't it deserve the proper protection?
We offer two Home Insurance policies:
Home Insure
- Cover for loss or damage caused by listed events including: fire or explosion, lightning, earthquake, storm or rainwater, malicious acts, riot or civil commotion, theft or burglary
Home Insure Coverage Summary
| What is covered | Home | Contents | Home & Contents |
| New for old replacement cover for buildings |  |
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| New for old replacement cover for contents | |
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| Pay by the month at no extra charge | |
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| $20m liability insurance | |
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| Cover for high risk items up to $2000 for any one item and 25% of contents Sum Insured for all items | |
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| Electrical motor burn out up to 20 years | |
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| Cover for Trees and Plants | |
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| Cover for Veterinary Expenses | |
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| Home Office Equipment | |
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| Cover for security firm attendance | |
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| Cover for food spoilage | |
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Home Insure Plus
Our premium policy, Home Insure Plus, offers the same great features as Home Insure with these additional benefits:
- Accidental loss or damage cover
- Automatic world wide cover for unspecified valuables when you take out contents cover
Home Insure Plus Coverage Summary
| What is covered | Home | Contents | Home & Contents |
|---|---|---|---|
| New for old replacement cover for buildings | |
|
|
| New for old replacement cover for contents | |
|
|
| Pay by the month at no extra charge | |
|
|
| Accidental loss or damage cover | |
|
|
| $20m liability insurance | |
|
|
| Cover for high risk items up to $2,000 for any one item and 25% of contents Sum Insured for all items | |
|
|
| Electrical motor burn out up to 20 years | |
|
|
| Cover for Trees and Plants | |
|
|
| Cover for Veterinary Expenses | |
|
|
| Home Office Equipment | |
|
|
| Cover for security firm attendance | |
|
|
| Worldwide cover for unspecified valuables | |
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| Accidental death benefit | |
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| Cover for your guest's personal property | |
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Fast & efficient claims
The CUNA Mutual General Insurance Claims Service Centre is accessible 24 hours a day, 7 days a week. Call 1300 660 727 anytime of the day or night and the claims team will be there to support you throughout the claims process.
More Information
Questions?
If you have any questions or would like a quote, please contact us 
Things you must read
As a holder of Australian Financial Services Licence (AFSL No. 236 509), First Option Credit Union can issue, vary, renew and cancel this insurance policy under a ‘binder’ provided by the Insurer. A ‘binder’ is an agreement that allows First Option Credit Union, as agent of the Insurer, to enter into contracts of insurance on behalf of the Insurer. This means that the insurance policy issued to you by First Option Credit Union is binding on the Insurer just as if it had issued the policy itself. Insurance policies are issued by CUMIS Insurance Society Inc. ABN 70 000 562 121 AFSL 245491 (Incorporated in the United States. The members of the Society have no liability.) trading as CUNA Mutual General Insurance, and CUNA Mutual Life Australia Limited ABN 83 089 981 073 AFSL 245492. Before making a decision about your insurance needs please refer the Product Disclosure Statement available from First Option Credit Union.
Terms and Conditions apply:
*Multi-policy discount is not available on your first policy and only applies when all policies (excluding boat) are purchased through First Option Credit Union.
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