First Option Credit Union

Investment Accounts

An Investment account will help you to save for your longer term goals. Earn a guaranteed rate of return over the term of your investment.

Our term deposits offer competitive interest rates, plus we don't charge account keeping fees!

Term Deposits

Do you have cash that you don't need to access immediately? If so, a term deposit account is ideal for you. Choose your term and your amount and watch your money grow.

  • Terms available from 3 months to 2 years
  • Deposit as little as $500
  • Lock your money away from temptation
 Up to 6.27% pa
interest rate

View our interest tiers		 apply

Additional Key Features

FEATURES  
Minimum amount $500 for term deposits & $25,000 for regular income term deposits
Interest Rate Fixed for the term of the investment
Interest Calculation & Payment Calculated daily, paid on maturity (regular income term deposits paid monthly)
Monthly Account Keeping / Service Fees No
 

Regular Income Term Deposits

Make your savings work harder for you while receiving regular interest payments. Choose your term and your interest payments will be transferred directly into a nominated savings account each month.

  • 6, 12, 24 month terms available
  • Monthly interest payments into your account
  • No account keeping fees
 Up to 5.80% pa
interest rate

View our interest tiers		 apply

Additional Key Features

FEATURES  
Minimum amount $500 for term deposits & $25,000 for regular income term deposits
Interest Rate Fixed for the term of the investment
Interest Calculation & Payment Calculated daily, paid on maturity (regular income term deposits paid monthly)
Monthly Account Keeping / Service Fees No
 

More Information

 

Apply

Apply for an Investment Account Apply Now

Questions?

If you have any questions, please contact us Enquire Now