After your home, your car is probably your most important asset. You need the peace of mind of knowing that if something happens to it you will be back on the road as soon as possible.
Motor Insure
When you take out MemberCare Motor Insure, you’ll enjoy extra benefits without paying extra, including:
- No claim bonus protection for comprehensive cover at all levels – even if you have an accident
- One excess-free windscreen claim per year – a little accident needn’t become a big deal
- Agreed value cover
Coverage Summary
| What is covered | Comprehensive | Fire, Theft & Third Party Property Damage | Third Party Property Damage |
|---|---|---|---|
| Agreed value for accidental loss or damage |  | (fire & theft only) | |
| New replacement vehicle for total loss of a vehicle up to 2 years old | | ||
| Pay by the month at no extra charge | | | |
| One excess free widescreen claim per year | | | |
| Liability cover - up to $20m | | | |
| Automatic protected No Claim Bonus | | ||
| Guarantee on repairs | | | |
| Cover for uninsured trailer | | ||
| Cover for uninsured Third Party | | | |
| Cover for loss or damage to your vehicle from fire, lightning, explosion or theft | | | |
| Hire car after theft (not available for motorbike) | | | |
| Emergency expenses up to $500 | | ||
| Cover for towing following an accident | | |
Fast efficient claims
The CUNA Mutual General Insurance Claims Service Centre is accessible 24 hours a day, 7 days a week. Call 1300 660 727 any time of the day or night and the claims team will be there to support you throughout the claims process.
More Information
Questions?
If you have any questions or would like a quote, please contact us 
Things you must read
As a holder of Australian Financial Services Licence (AFSL No. 236 509), First Option Credit Union can issue, vary, renew and cancel this insurance policy under a ‘binder’ provided by the Insurer. A ‘binder’ is an agreement that allows First Option Credit Union, as agent of the Insurer, to enter into contracts of insurance on behalf of the Insurer. This means that the insurance policy issued to you by First Option Credit Union is binding on the Insurer just as if it had issued the policy itself. Insurance policies are issued by CUMIS Insurance Society Inc. ABN 70 000 562 121 AFSL 245491 (Incorporated in the United States. The members of the Society have no liability.) trading as CUNA Mutual General Insurance, and CUNA Mutual Life Australia Limited ABN 83 089 981 073 AFSL 245492. Before making a decision about your insurance needs please refer the Product Disclosure Statement available from First Option Credit Union.
Terms and Conditions apply:
*Multi-policy discount is not available on your first policy and only applies when all policies (excluding boat) are purchased through First Option Credit Union.
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