Our interest rates have been designed with you in mind - our members.
We offer high savings and investment rates as we do not have shareholders taking a percentage of our profits. Any profits we make are returned to you through better products, more competitive rates and lower fees.
| Savings Accounts | Interest Rate |
| Access Saver Account $1+ |
0.05 % p.a. |
| GST / Tax Saver Account $1+ |
0.75 % p.a. |
| Budget Saver Account $1 - $499 $500 + |
0.50 % p.a. 0.75 % p.a. |
| Mortgage Offset Account $1+ |
100% Offset |
| Special Purpose Account $1 - $499 $500 + |
0.50 % p.a. 0.75 % p.a. |
| Christmas Saver Account $1+ |
3.00 % p.a. |
| Deeming Account (Joint) * $1 - $70,000 $70,000 + |
3.00 % p.a. 4.50 % p.a. |
| Deeming Account (Single) * $1 - $42,000 $42,000 + |
3.00 % p.a. 4.50 % p.a. |
| Bonus Saver Account $1 - $4,999 $5,000 - $24,999 $25,000 - $49,999 $50,000 - $99,999 $100,000 - $249,999 $250,000+ Bonus interest rate |
4.00 % p.a.** 4.25 % p.a.** 4.50 % p.a.** 4.75 % p.a.** 5.00 % p.a.** 5.25 % p.a.** 4.00 % p.a. |
| Cash Management Account $1 - $4,999 $5,000 - $24,999 $25,000 - $49,999 $50,000 - $99,999 $100,000 - $249,999 $250,000+ |
1.75 % p.a. 2.25 % p.a. 3.25 % p.a. 4.25 % p.a. 4.50 % p.a. 5.00 % p.a. |
Term Deposit Special!
6.27% p.a. for 7 month term with a minimum deposit of $5,000
Offer ends 31st December 2010
| Fixed Term Deposits | $500 - $4,999 | $5,000 - $24,999 | $25,000 - $49,999 | $50,000 - $99,999 | $100,000 - $249,999 | $250,000+ |
| 3 Month Fixed Term | 1.75 % p.a. | 4.50 % p.a. | 4.50 % p.a. | 4.50 % p.a. | 4.75 % p.a. | 5.00 % p.a. |
| 6 Month Fixed Term | 2.00 % p.a. | 5.00 % p.a. | 5.75 % p.a. | 5.75 % p.a. | 5.75 % p.a. | 5.75 % p.a. |
| 9 Month Fixed Term | 2.00 % p.a. | 4.75 % p.a. | 4.75 % p.a. | 4.75 % p.a. | 5.00 % p.a. | 5.00 % p.a. |
| 12 Month Fixed Term | 5.15 % p.a. | 6.00 % p.a. | 6.00 % p.a. | 6.00 % p.a. | 6.00 % p.a. | 6.00 % p.a. |
| 24 Month Fixed Term | 6.00 % p.a. | 6.00 % p.a. | 6.00 % p.a. | 6.00 % p.a. | 6.00 % p.a. | 6.00 % p.a. |
| Regular Income Term Deposit | $25,000 - $49,999 | $50,000 - $99,999 | $100,000 - $249,999 | $250,000+ |
| 6 Month Fixed Term | 5.65 % p.a. | 5.65 % p.a. | 5.65 % p.a. | 5.65 % p.a. |
| 12 Month Fixed Term | 5.80 % p.a. | 5.80 % p.a. | 5.80 % p.a. | 5.80 % p.a. |
| 24 Month Fixed Term | 5.80 % p.a. | 5.80 % p.a. | 5.80 % p.a. | 5.80 % p.a. |
More Information
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Questions?
If you have any questions, please contact us 
* Account is only available to Members receiving an eligible Pension – please contact us to see if you qualify
** This rate applies when bonus interest is applied. For this to apply a minimum deposit of $100.00 per month is required and no withdrawals are permitted during the month.