5 Star Rating for Visa Credit Card

The First Option VISA Credit Card has just been awarded five stars for outstanding value. This places it in the top 5% of all Credit Cards surveyed by Canstar Cannex, an independent rate monitor.

Our VISA Credit Cards give you fast access to credit, with up to 45 days interest free on purchases, a highly competitive interest rate and a low monthly fee.

We also offer an added bonus each month with the 'Cash Rewards' VISA Credit Card. That's right! Reward yourself with cash every time you use your card.

Five ways First Option and Visa protect you!

1. First Option monitors transactions made on your card. If the transaction is unusual, we contact you to confirm the transaction is legitimate.

2. VISA payWave makes it even easier to use your card without it leaving your hand. Simply wave your card and go. No more entering a PIN, signing or fumbling for cash when making purchases under $100. And if you have a Cash Rewards card, these transactions earn you points. (Coming soon)

3. Our cards also carry an embedded chip to protect against 'skimming' or copying the contents of the magnetic strip, making your card usage at the shops safer.

4. When shopping online you're protected with Verified by Visa, ensuring that only you can use your VISA Credit Card when you shop at participating online stores.

5. All VISA Cards also carry a Zero Liability policy, guaranteeing that you're not held responsible for fraudulent purchases made with your VISA Credit Card.

• For more information, please click here.
• To apply for a credit card, call First Option on 1300 855 675 or complete an application.